Generation Debt

How Our Future was Sold Out for Student Loans, Credit Cards, Bad Jobs, No Benefits, and Tax Cuts for Rich Geezers - and how to Fight Back
Author: Anya Kamenetz
Publisher: Penguin
ISBN: 9781594482342
Category: Business & Economics
Page: 308
View: 9428
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A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. Reprint. 30,000 first printing.

Generation Debt

Why Now is a Terrible Time to be Young
Author: Anya Kamenetz
Publisher: Riverhead Books (Hardcover)
ISBN: 9781594489075
Category: Business & Economics
Page: 265
View: 6180
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A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. 40,000 first printing.

What Color is Your Parachute? for Teens

Discovering Yourself, Defining Your Future
Author: Carol Christen,Richard Nelson Bolles
Publisher: Random House Digital, Inc.
ISBN: 158008141X
Category: Juvenile Nonfiction
Page: 178
View: 2441
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A job-hunting manual for teens helps high school and college students zero in on their favorite skills and apply that knowledge to finding their perfect major or job.

What Color Is Your Parachute? For Teens, 2nd Edition

Discovering Yourself, Defining Your Future
Author: Carol Christen,Richard N. Bolles
Publisher: Ten Speed Press
ISBN: 1607743302
Category: Juvenile Nonfiction
Page: N.A
View: 5967
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In today’s über-competitive climate, you can’t just wing it when you graduate and count on finding a great job (or a great job finding you). It pays to figure out your interests early, so you can decide what additional schooling—and tuition debt—makes sense for your chosen field. In What Color Is Your Parachute? For Teens, career authorities Carol Christen and Richard N. Bolles not only help you plan for these decisions, but also help you define the unique passions that will lead you to your dream job. With new chapters on social media and sustainable jobs—along with all-new profiles of twentysomethings who’ve found work in solar energy, magazine writing, and more—this new edition has all the nitty-gritty details you need to get started now. Most importantly, it’s packed with the big-picture advice that will set you up to land the job that’s perfect for who you are—and who you want to be. From the Trade Paperback edition.

Handbook for Undergraduate Research Advisors


Author: Faith A. Wilson,Jeffrey L. Thomas
Publisher: Rowman & Littlefield
ISBN: 1475815573
Category: Education
Page: 200
View: 8751
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Written for diverse academic audience, this text serves as a handbook for professors, instructors, and advisors who oversee data collection by undergraduate students for the purpose of writing a research report. It provides background information concerning today’s diverse undergraduate student population and the increasing emphasis placed on research in the college classroom and field settings, presents strategies for enhancing the research writing skills of undergraduate students, and examines specific research contexts. Adult educational theory is woven throughout the text, along with international perspectives.

Payday Lending

Global Growth of the High-Cost Credit Market
Author: Carl Packman
Publisher: Springer
ISBN: 1137361107
Category: Business & Economics
Page: 146
View: 1802
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Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the world.

The Student Loan Mess

How Good Intentions Created a Trillion-Dollar Problem
Author: Joel Best,Eric Best
Publisher: Univ of California Press
ISBN: 0520276450
Category: Education
Page: 233
View: 6670
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"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--

Patterns for College Writing

A Rhetorical Reader and Guide
Author: Laurie G. Kirszner,Stephen R. Mandell
Publisher: Macmillan Higher Education
ISBN: 1457605732
Category: Language Arts & Disciplines
Page: 864
View: 468
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Laurie Kirszner and Stephen Mandell, authors with nearly thirty years of experience teaching college writing, know what works in the classroom and have a knack for picking just the right readings. In Patterns for College Writing, they provide students with exemplary rhetorical models and instructors with class-tested selections that balance classic and contemporary essays. Along with more examples of student writing than any other reader, Patterns has the most comprehensive coverage of active reading, research, and the writing process, with a five-chapter mini-rhetoric; the clearest explanations of the patterns of development; and the most thorough apparatus of any rhetorical reader, all reasons why Patterns for College Writing is the best-selling reader in the country. And the new edition includes exciting new readings and expanded coverage of critical reading, working with sources, and research. It is now available as an interactive Bedford e-book and in a variety of other e-book formats that can be downloaded to a computer, tablet, or e-reader. Read the preface.

Elements of Argument

A Text and Reader
Author: Annette T. Rottenberg,Donna Haisty Winchell
Publisher: Macmillan Higher Education
ISBN: 1457610051
Category: Language Arts & Disciplines
Page: 832
View: 7215
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Elements of Argument combines a thorough argument text on critical thinking, reading, writing, and research with an extensive reader on both current and timeless controversial issues. It presents everything students need to analyze, research, and write arguments. Elements of Argument covers Toulmin, Aristotelian, and Rogerian models of argument and has been thoroughly updated with current selections students will want to read. It now includes additional support for academic writing, making it a truly flexible classroom resource. An electronic edition is available at half the price of the print book. Read the preface.

Afro-Colombian Hip-hop

Globalization, Transcultural Music, and Ethnic Identities
Author: Christopher Dennis
Publisher: Lexington Books
ISBN: 0739150561
Category: Music
Page: 181
View: 2917
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Afro-Colombian Hip-Hop: Globalization, Transnational Music, and Ethnic Identities, by Christopher Dennis, reveals how, through a mode of transculturation, Afro-Colombian youth are transforming U.S. hip-hop into a more autonomous art form used for articulating oppositional social and political critiques, reworking ethnic identities, and actively taking part in the reimagining of the nation. This book represents a valuable addition to the body of academic work emerging from scholars bringing Afro-Colombian issues to the forefront of Colombian and Latin American studies, specifically by documenting the contributions that today s young black artists are making to both national culture and local music practices."

Practical Idealists

Changing the World and Getting Paid
Author: Alissa S. Wilson,Ann Barham,John Hammock
Publisher: Harvard University Press
ISBN: 9780674032071
Category: Business & Economics
Page: 228
View: 6942
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Can you work for a better world without taking a vow of poverty? The authors’ answer is a resounding, “Yes!” This book draws on interviews with over forty practical idealists whose stories will inspire the reader and provide tools for making the choices necessary to succeed as a practical idealist. Through examples and exercises, Practical Idealists: Changing the World and Getting Paid explores how to clarify your values and passions, gain relevant skills, find work, use college and graduate school effectively, manage finances, and build a community of support. Practical idealists understand that personal change and social change are connected. They know that choices matter. This book will help you make the choices that matter and live your life as a practical idealist.

The Art of Screen Time

How Your Family Can Balance Digital Media and Real Life
Author: Anya Kamenetz
Publisher: PublicAffairs
ISBN: 1610396731
Category: Family & Relationships
Page: 288
View: 845
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Finally, an evidence-based, don't-panic guide to what to do about kids and screens. Today's babies often make their debut on social media with the very first sonogram. They begin interacting with screens at around four months old. But is this good news or bad news? A wonderful opportunity to connect around the world? Or the first step in creating a generation of addled screen zombies? Many have been quick to declare this the dawn of a neurological and emotional crisis, but solid science on the subject is surprisingly hard to come by. In The Art of Screen Time, Anya Kamenetz--an expert on education and technology, as well as a mother of two young children--takes a refreshingly practical look at the subject. Surveying hundreds of fellow parents on their practices and ideas, and cutting through a thicket of inconclusive studies and overblown claims, she hones a simple message, a riff on Michael Pollan's well-known "food rules": Enjoy Screens. Not too much. Mostly with others. This brief but powerful dictum forms the backbone of a philosophy that will help parents moderate technology in their children's lives, curb their own anxiety, and create room for a happy, healthy family life with and without screens.

Strapped


Author: Tamara Draut
Publisher: Anchor
ISBN: 0307279790
Category: Business & Economics
Page: 304
View: 6540
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Drowning in student loans? Can’t afford to get married, buy a home, have children? Up to your ears in credit card debt? At last, a book for the under-35 generation that explains why it’s not their fault, and what can be done about it. Strapped offers a groundbreaking look at the new obstacle course facing young adults. Getting ahead, argues commentator and policy maven Tamara Draut, is getting harder. A college degree is the new high school diploma–and costs a fortune to obtain. Good jobs are scarcer thanks to stagnant wages and disappearing benefits. And, the cost of everything–starter homes, health coverage, child care–keeps going up. Witty and wise, Strapped brims with ideas for fashioning a new kind of America in which every young person can go to college, buy a home, and start a family. The future starts here. From the Trade Paperback edition.

The Student Loan Scam

The Most Oppressive Debt in U.S. History and How We Can Fight Back
Author: Alan Collinge
Publisher: Beacon Press
ISBN: 0807096725
Category: Education
Page: 184
View: 2527
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The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.

The Survival of a Mathematician

From Tenure-track to Emeritus
Author: Steven George Krantz
Publisher: American Mathematical Soc.
ISBN: 0821846299
Category: Mathematics
Page: 310
View: 3161
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"One of the themes of the book is how to have a fulfilling professional life. In order to achieve this goal, Krantz discusses keeping a vigorous scholarly program going and finding new challenges, as well as dealing with the everyday tasks of research, teaching, and administration." "In short, this is a survival manual for the professional mathematician - both in academics and in industry and government agencies. It is a sequel to the author's A Mathematician's Survival Guide."--BOOK JACKET.

DIY U

Edupunks, Edupreneurs, and the Coming Transformation of Higher Education
Author: Anya Kamenetz
Publisher: Chelsea Green Publishing
ISBN: 1603582762
Category: Education
Page: 208
View: 8505
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The price of college tuition has increased more than any other major good or service for the last twenty years. Nine out of ten American high school seniors aspire to go to college, yet the United States has fallen from world leader to only the tenth most educated nation. Almost half of college students don't graduate; those who do have unprecedented levels of federal and private student loan debt, which constitutes a credit bubble similar to the mortgage crisis. The system particularly fails the first-generation, the low-income, and students of color who predominate in coming generations. What we need to know is changing more quickly than ever, and a rising tide of information threatens to swamp knowledge and wisdom. America cannot regain its economic and cultural leadership with an increasingly ignorant population. Our choice is clear: Radically change the way higher education is delivered, or resign ourselves to never having enough of it. The roots of the words "university" and "college" both mean community. In the age of constant connectedness and social media, it's time for the monolithic, millennium-old, ivy-covered walls to undergo a phase change into something much lighter, more permeable, and fluid. The future lies in personal learning networks and paths, learning that blends experiential and digital approaches, and free and open-source educational models. Increasingly, you will decide what, when, where, and with whom you want to learn, and you will learn by doing. The university is the cathedral of modernity and rationality, and with our whole civilization in crisis, we are poised on the brink of Reformation.

Agenda for Social Justice

Solutions for 2016
Author: Muschert, Glenn,V. Klocke, Brian,Jon Shefner
Publisher: Policy Press
ISBN: 1447332881
Category: Political Science
Page: 134
View: 9453
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The Agenda for Social Justice: Solutions 2016 provides accessible insights into some of the most pressing social problems in the United States and proposes public policy responses to those problems. It offers recommendations for action around key issues for social justice.

Recent Advances in Dentistry

Orthodontic Biomechanics: Treatment of Complex Cases Using Clear Aligner
Author: Tarek El-Bialy,Donna Galante,Sam Daher
Publisher: Bentham Science Publishers
ISBN: 1681083116
Category: Medical
Page: 150
View: 9172
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Recent Advances in Dentistry is a monographic series focused on new developments in the field of dental medicine. The scope of the book series covers all aspects of the field including orthodontics, dental surgery, prosthodontics, forensic dentistry, evidence based medicine and much more. Each volume of the series is themed around a specialty area in dentistry and brings together contributions written and reviewed by professional experts. The book series is essential reading to dental residents in training as well as biomedical researchers. Orthodontic Biomechanics describes the mechanics behind the treatment of complex orthodontic cases using clear aligners. The volume explains a variety of complex malocclusions including increased teeth crowding, spacing, overjet, overbite, open bite, major jaw discrepancies, underbite and much more. Simplified treatment planning methods based on thorough diagnoses have also been devised by the authors for the benefit of the readers. Shortening orthodontic treatment time by careful diagnosis, planning based on understanding of orthodontic biomechanics is also discussed in addition to comparisons of jaw cases where surgery is more useful. Orthodontic Biomechanics is a useful guide for the use of clear aligners in a wide array of cases encountered by orthodontists in their daily dental practice.

Wealth and Our Commonwealth

Why America Should Tax Accumulated Fortunes
Author: William H. Gates,Chuck Collins
Publisher: Beacon Press
ISBN: 9780807047194
Category: Business & Economics
Page: 166
View: 4933
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The father of the billionaire founder of Microsoft and a tax advocate offer a defense of the controversial estate tax and argue against the proposed repeal of this transfer tax imposed on large accumulations of wealth at the death of the owners.

Steps to Writing Well with Additional Readings, 2016 MLA Update


Author: Jean Wyrick
Publisher: Cengage Learning
ISBN: 1337280941
Category: Education
Page: 768
View: 9909
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With the most coverage of the writing process and the most professional readings, STEPS TO WRITING WELL WITH ADDITIONAL READINGS has helped thousands of students learn to write effective academic essays. Jean Wyrick’s text is known for its student-friendly, approachable tone and the way it presents rhetorical strategies for composing essays in an easy-to-follow progression of useful lessons and activities. With thoughtful instruction, almost 70 student and professional readings, and a wealth of short and long assignments, the text gives students the models and practice they need to write well-constructed essays with confidence. This 10th edition features useful new visual learning aids; many new student samples, professional readings, and advertisements; new essay assignments that promote using sources and multiple rhetorical strategies; a new organization for expository writing assignments and research; and updated discussions of drafting and reading multimodal texts. This edition has been updated to reflect guidelines from the 2016 MLA HANDBOOK, Eighth Edition. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.